/* Power Underwriter — Blog / long-form article styles. Pairs with colors_and_type.css. */

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: auto; -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--puw-surface-1); color: var(--puw-teal-900); font-family: var(--font-body); overflow-x: clip; line-height: 1.6; }
::selection { background: var(--puw-coral-100); color: var(--puw-teal-900); }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.wrap { max-width: 1200px; margin: 0 auto; padding: 0 40px; }

/* ---------------- buttons ---------------- */
.btn { font-family: var(--font-action); font-weight: 600; font-size: 15px; border: none; cursor: pointer; border-radius: var(--radius-sm);
  padding: 14px 26px; transition: transform .15s, box-shadow .25s, background .2s; display: inline-flex; align-items: center; gap: 9px; line-height: 1; }
.btn-primary { background: var(--puw-coral-600); color: #fff; box-shadow: 0 8px 22px rgba(255,54,33,0.24); }
.btn-primary:hover { background: #E62A17; transform: translateY(-2px); box-shadow: 0 14px 30px rgba(255,54,33,0.32); }
.btn-ghost { background: #fff; color: var(--puw-teal-900); border: 1px solid var(--puw-border-light); }
.btn-ghost:hover { border-color: var(--puw-coral-500); color: var(--puw-coral-600); }
.btn-lg { padding: 16px 32px; font-size: 16px; }

/* ---------------- reading progress ---------------- */
.progress { position: fixed; top: 0; left: 0; height: 3px; width: 0%; z-index: 95;
  background: linear-gradient(90deg, var(--puw-coral-500), var(--puw-coral-600)); transition: width .1s linear; }

/* ---------------- nav ---------------- */
.nav { position: fixed; top: 0; left: 0; right: 0; z-index: 80; transition: background .3s, border-color .3s; border-bottom: 1px solid transparent; }
.nav.scrolled { background: rgba(247,246,244,0.82); backdrop-filter: blur(14px) saturate(180%); -webkit-backdrop-filter: blur(14px) saturate(180%); border-color: var(--puw-border-light); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 74px; max-width: 1200px; margin: 0 auto; padding: 0 40px; }
.nav-logo { height: 34px; }
.nav-cta { display: flex; align-items: center; gap: 22px; }
.nav-cta a.txt { font-size: 15px; font-weight: 500; color: var(--puw-teal-600); transition: color .2s; }
.nav-cta a.txt:hover { color: var(--puw-coral-600); }

/* ---------------- article header / hero ---------------- */
.ah { position: relative; padding: 150px 0 40px; overflow: hidden; }
.ah-glow { position: absolute; inset: 0; z-index: 0; pointer-events: none;
  background: radial-gradient(46% 50% at 50% -8%, rgba(254,106,87,0.14), transparent 70%),
              radial-gradient(40% 46% at 88% 24%, rgba(36,142,156,0.10), transparent 72%); }
.ah-inner { position: relative; z-index: 2; max-width: 900px; margin: 0 auto; }
.crumbs { display: flex; align-items: center; gap: 9px; font-family: var(--font-meta); font-size: 13px; color: var(--puw-slate-400); margin-bottom: 22px; }
.crumbs a:hover { color: var(--puw-coral-600); }
.crumbs .sep { opacity: .5; }
.ah-cat { display: inline-flex; align-items: center; gap: 9px; padding: 7px 15px; border-radius: var(--radius-full); background: #fff; border: 1px solid var(--puw-border-light); box-shadow: var(--shadow-card); font-family: var(--font-meta); font-size: 12.5px; font-weight: 600; letter-spacing: .04em; color: var(--puw-coral-600); text-transform: uppercase; }
.ah-cat .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--puw-coral-500); animation: ahpulse 2s infinite; }
@keyframes ahpulse { 0%{ box-shadow: 0 0 0 0 rgba(254,106,87,0.5);} 70%{ box-shadow: 0 0 0 7px rgba(254,106,87,0);} 100%{ box-shadow: 0 0 0 0 rgba(254,106,87,0);} }
h1.ah-title { font-family: var(--font-display); font-weight: 600; font-size: clamp(38px, 5.4vw, 66px); line-height: 1.04; letter-spacing: -0.035em; margin: 22px 0 0; text-wrap: balance; }
h1.ah-title em { font-style: normal; color: var(--puw-coral-600); }
.ah-dek { font-size: clamp(18px, 2.2vw, 22px); line-height: 1.55; color: var(--puw-teal-600); margin: 22px 0 0; max-width: 760px; }
.ah-bar { display: flex; align-items: center; gap: 16px; margin: 38px 0 0; padding: 20px 0; border-top: 1px solid var(--puw-border-light); border-bottom: 1px solid var(--puw-border-light); flex-wrap: wrap; }
.ah-byline { display: flex; align-items: center; gap: 12px; }
.ah-av { width: 44px; height: 44px; border-radius: 50%; background: var(--puw-teal-900); color: #fff; display: grid; place-items: center; flex: 0 0 auto; }
.ah-av svg { width: 22px; height: 22px; }
.ah-by-t { font-weight: 600; font-size: 14.5px; color: var(--puw-teal-900); }
.ah-by-s { font-family: var(--font-meta); font-size: 12.5px; color: var(--puw-slate-400); }
.ah-dot { width: 4px; height: 4px; border-radius: 50%; background: var(--puw-slate-300); }
.ah-mi { display: inline-flex; align-items: center; gap: 7px; font-family: var(--font-meta); font-size: 13px; color: var(--puw-slate-400); white-space: nowrap; }
.ah-mi svg { width: 15px; height: 15px; }

/* ---------------- layout: TOC + content ---------------- */
.article-grid { max-width: 1200px; margin: 30px auto 0; padding: 0 40px; display: grid; grid-template-columns: 1fr; gap: 0; }
@media (min-width: 1080px) { .article-grid { grid-template-columns: 232px minmax(0, 720px) 1fr; column-gap: 48px; justify-content: center; } }

.toc { display: none; }
@media (min-width: 1080px) {
  .toc { display: block; position: sticky; top: 110px; align-self: start; max-height: calc(100vh - 140px); overflow-y: auto; }
  .toc-h { font-family: var(--font-meta); font-size: 11px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--puw-slate-400); margin-bottom: 14px; }
  .toc ol { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 2px; border-left: 2px solid var(--puw-border-light); }
  .toc a { display: block; padding: 7px 0 7px 16px; margin-left: -2px; border-left: 2px solid transparent; font-size: 13.5px; color: var(--puw-slate-400); line-height: 1.35; transition: color .2s, border-color .2s; }
  .toc a:hover { color: var(--puw-teal-900); }
  .toc a.active { color: var(--puw-coral-600); border-left-color: var(--puw-coral-600); font-weight: 600; }
}

.article { min-width: 0; }

/* ---------------- prose ---------------- */
.article .lead { font-size: 21px; line-height: 1.6; color: var(--puw-teal-900); font-weight: 500; margin: 0 0 28px; letter-spacing: -0.01em; }
.article h2 { font-family: var(--font-display); font-weight: 600; font-size: clamp(28px, 3.4vw, 38px); line-height: 1.12; letter-spacing: -0.025em; color: var(--puw-teal-900); margin: 64px 0 0; scroll-margin-top: 100px; text-wrap: balance; }
.article h2 + p { margin-top: 18px; }
.article h3 { font-family: var(--font-display); font-weight: 600; font-size: 22px; letter-spacing: -0.01em; color: var(--puw-teal-900); margin: 38px 0 0; }
.article p { font-size: 18px; line-height: 1.72; color: var(--puw-teal-600); margin: 20px 0 0; }
.article p strong { color: var(--puw-teal-900); font-weight: 600; }
.article a.inline { color: var(--puw-teal-mid); border-bottom: 1px solid var(--puw-teal-mid-border); transition: color .2s, border-color .2s; }
.article a.inline:hover { color: var(--puw-teal-mid-hover); border-color: var(--puw-teal-mid); }
.article ul, .article ol { margin: 20px 0 0; padding: 0 0 0 4px; list-style: none; display: flex; flex-direction: column; gap: 13px; }
.article ul li { position: relative; padding-left: 30px; font-size: 18px; line-height: 1.6; color: var(--puw-teal-600); }
.article ul li::before { content: ""; position: absolute; left: 4px; top: 9px; width: 8px; height: 8px; border-radius: 2px; background: var(--puw-coral-500); transform: rotate(45deg); }
.article ul li strong { color: var(--puw-teal-900); }
.kicker { font-family: var(--font-meta); font-size: 13px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--puw-coral-600); display: block; margin: 0 0 6px; }

/* pull quote */
.pull { margin: 48px 0 0; padding: 6px 0 6px 30px; border-left: 4px solid var(--puw-coral-500); }
.pull p { font-family: var(--font-display); font-weight: 500; font-size: clamp(23px, 3vw, 30px); line-height: 1.28; letter-spacing: -0.02em; color: var(--puw-teal-900); margin: 0; }
.pull cite { display: block; margin-top: 16px; font-family: var(--font-meta); font-size: 13px; font-style: normal; color: var(--puw-slate-400); }

/* key takeaway callout */
.takeaway { margin: 40px 0 0; background: #fff; border: 1px solid var(--puw-border-light); border-radius: var(--radius-2xl); padding: 24px 26px; box-shadow: var(--shadow-card); display: flex; gap: 16px; align-items: flex-start; }
.takeaway .ti { width: 40px; height: 40px; border-radius: var(--radius-md); background: var(--puw-coral-50); color: var(--puw-coral-600); display: grid; place-items: center; flex: 0 0 auto; }
.takeaway .ti svg { width: 22px; height: 22px; }
.takeaway h4 { font-family: var(--font-meta); font-size: 11px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--puw-coral-600); margin: 2px 0 7px; }
.takeaway p { margin: 0; font-size: 16.5px; line-height: 1.6; color: var(--puw-teal-900); }

/* ---------------- reveal animation ---------------- */
.js .reveal { opacity: 0; transform: translateY(20px); transition: opacity .7s cubic-bezier(.2,.8,.2,1), transform .7s cubic-bezier(.2,.8,.2,1); }
.js .reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .js .reveal { opacity: 1 !important; transform: none !important; transition: none !important; } }

/* ---------------- stat band ---------------- */
.statband { margin: 44px 0 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 1px; background: var(--puw-border-light); border: 1px solid var(--puw-border-light); border-radius: var(--radius-2xl); overflow: hidden; }
.statband .cell { background: #fff; padding: 24px 20px; }
.stat-v { font-family: var(--font-display); font-weight: 600; font-size: clamp(30px, 4vw, 40px); line-height: 1; letter-spacing: -0.03em; color: var(--puw-teal-900); }
.stat-v .u { color: var(--puw-coral-600); }
.stat-l { font-family: var(--font-meta); font-size: 12.5px; line-height: 1.4; color: var(--puw-slate-400); margin-top: 9px; }

/* ---------------- figure / interactive blocks ---------------- */
.figure { margin: 48px 0 0; }
.figure .fcap { font-family: var(--font-meta); font-size: 12.5px; color: var(--puw-slate-400); margin-top: 14px; text-align: center; }
.fbox { background: #fff; border: 1px solid var(--puw-border-light); border-radius: var(--radius-2xl); box-shadow: 0 18px 50px rgba(3,54,61,0.06); padding: 30px 30px; }

/* bar chart */
.chart { display: flex; flex-direction: column; gap: 16px; }
.chart-head { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; }
.chart-head .t { font-family: var(--font-display); font-weight: 600; font-size: 18px; color: var(--puw-teal-900); }
.chart-head .s { font-family: var(--font-meta); font-size: 12px; color: var(--puw-slate-400); }
.bars { display: flex; flex-direction: column; gap: 14px; margin-top: 6px; }
.bar-row { display: grid; grid-template-columns: 64px 1fr 54px; align-items: center; gap: 14px; }
.bar-row .yr { font-family: var(--font-meta); font-size: 13px; font-weight: 600; color: var(--puw-teal-900); }
.bar-track { height: 26px; background: var(--puw-surface-3); border-radius: var(--radius-sm); overflow: hidden; }
.bar-fill { height: 100%; width: 0; border-radius: var(--radius-sm); background: linear-gradient(90deg, var(--puw-coral-500), var(--puw-coral-600)); transition: width 1.1s cubic-bezier(.2,.8,.2,1); }
.bar-fill.teal { background: linear-gradient(90deg, var(--puw-teal-mid), #1c6e79); }
.bar-row .pct { font-family: var(--font-display); font-weight: 600; font-size: 15px; color: var(--puw-teal-900); text-align: right; }

/* before/after timeline toggle */
.ba-toggle { display: inline-flex; padding: 4px; background: var(--puw-surface-3); border-radius: var(--radius-full); margin-bottom: 22px; }
.ba-toggle button { border: none; background: none; cursor: pointer; font-family: var(--font-body); font-weight: 600; font-size: 13.5px; color: var(--puw-teal-600); padding: 9px 18px; border-radius: var(--radius-full); transition: all .25s; }
.ba-toggle button.on { background: #fff; color: var(--puw-teal-900); box-shadow: var(--shadow-card); }
.ba-stage { position: relative; }
.ba-track { position: relative; height: 8px; background: var(--puw-surface-3); border-radius: 5px; margin: 38px 0 12px; }
.ba-prog { position: absolute; left: 0; top: 0; height: 100%; border-radius: 5px; background: linear-gradient(90deg, var(--puw-coral-500), var(--puw-coral-600)); width: 100%; transition: width .7s cubic-bezier(.2,.8,.2,1), background .4s; }
.ba-prog.fast { background: linear-gradient(90deg, var(--puw-teal-mid), #1c6e79); }
.ba-num { display: flex; align-items: baseline; gap: 10px; }
.ba-num .big { font-family: var(--font-display); font-weight: 600; font-size: clamp(40px, 6vw, 58px); line-height: 1; letter-spacing: -0.03em; color: var(--puw-teal-900); }
.ba-num .lab { font-family: var(--font-meta); font-size: 14px; color: var(--puw-slate-400); }
.ba-sub { font-size: 15px; color: var(--puw-teal-600); margin-top: 14px; line-height: 1.55; }

/* lifecycle pipeline */
.pipe { display: flex; flex-direction: column; gap: 10px; }
.pipe-step { display: flex; gap: 16px; align-items: flex-start; padding: 16px 18px; border: 1px solid var(--puw-border-light); border-radius: var(--radius-lg); background: #fff; transition: border-color .35s, box-shadow .35s, transform .35s; opacity: .55; }
.pipe-step.lit { opacity: 1; border-color: rgba(254,106,87,0.4); box-shadow: 0 12px 30px rgba(3,54,61,0.07); }
.pipe-ic { width: 42px; height: 42px; border-radius: var(--radius-md); background: var(--puw-surface-3); color: var(--puw-slate-400); display: grid; place-items: center; flex: 0 0 auto; transition: background .35s, color .35s; }
.pipe-step.lit .pipe-ic { background: var(--puw-coral-500); color: #fff; }
.pipe-ic svg { width: 22px; height: 22px; }
.pipe-step .num { font-family: var(--font-meta); font-size: 11px; font-weight: 600; color: var(--puw-coral-600); }
.pipe-step h4 { font-family: var(--font-display); font-weight: 600; font-size: 16.5px; color: var(--puw-teal-900); margin: 3px 0 0; }
.pipe-step p { font-size: 14.5px; line-height: 1.55; color: var(--puw-teal-600); margin: 6px 0 0; }

/* ---------------- FAQ ---------------- */
.faq-wrap { display: flex; flex-direction: column; gap: 12px; margin-top: 26px; }
.faq { background: #fff; border: 1px solid var(--puw-border-light); border-radius: var(--radius-lg); overflow: hidden; }
.faq-q { width: 100%; text-align: left; background: none; border: none; cursor: pointer; padding: 20px 22px; display: flex; align-items: center; gap: 16px; font-family: var(--font-display); font-weight: 500; font-size: 18px; color: var(--puw-teal-900); }
.faq-q .ic { margin-left: auto; width: 22px; height: 22px; flex: 0 0 auto; color: var(--puw-slate-400); transition: transform .3s, color .3s; }
.faq.open .faq-q .ic { transform: rotate(45deg); color: var(--puw-coral-600); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .35s ease; }
.faq-a > div { padding: 0 22px 22px; font-size: 16px; line-height: 1.65; color: var(--puw-teal-600); }

/* ---------------- CTA ---------------- */
.cta { padding: 90px 0 40px; }
.cta-card { background: var(--puw-teal-900); border-radius: 28px; padding: 64px 56px; text-align: center; position: relative; overflow: hidden; }
.cta-card::before { content: ""; position: absolute; left: 50%; top: -120px; transform: translateX(-50%); width: 520px; height: 360px; background: radial-gradient(circle, rgba(254,106,87,0.3), transparent 70%); }
.cta-card .k { position: relative; font-family: var(--font-meta); font-size: 13px; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: var(--puw-coral-500); }
.cta-card h2 { position: relative; font-family: var(--font-display); font-weight: 600; font-size: clamp(30px, 4.4vw, 50px); line-height: 1.05; letter-spacing: -0.03em; color: #fff; margin: 16px 0 0; text-wrap: balance; }
.cta-card p { position: relative; font-size: 18px; color: rgba(255,255,255,0.76); max-width: 520px; margin: 16px auto 0; line-height: 1.6; }
.cta-actions { position: relative; margin-top: 32px; display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.cta-card .btn-ghost { background: rgba(255,255,255,0.08); color: #fff; border-color: rgba(255,255,255,0.2); }
.cta-card .btn-ghost:hover { background: rgba(255,255,255,0.14); border-color: rgba(255,255,255,0.4); color: #fff; }

/* author bio */
.bio { max-width: 720px; margin: 0 auto; padding: 36px 0 0; }
.bio-card { display: flex; gap: 18px; align-items: flex-start; padding: 26px; background: #fff; border: 1px solid var(--puw-border-light); border-radius: var(--radius-2xl); box-shadow: var(--shadow-card); }
.bio-av { width: 54px; height: 54px; border-radius: 50%; background: var(--puw-coral-500); color: #fff; display: grid; place-items: center; flex: 0 0 auto; }
.bio-av svg { width: 26px; height: 26px; }
.bio h4 { font-family: var(--font-display); font-weight: 600; font-size: 17px; color: var(--puw-teal-900); margin: 2px 0 0; }
.bio .role { font-family: var(--font-meta); font-size: 12.5px; color: var(--puw-coral-600); margin: 3px 0 0; }
.bio p { font-size: 14.5px; line-height: 1.6; color: var(--puw-teal-600); margin: 10px 0 0; }

/* ---------------- footer ---------------- */
footer { padding: 72px 0 0; border-top: 1px solid var(--puw-border-light); margin-top: 80px; }
.foot-inner { display: flex; justify-content: space-between; align-items: flex-start; gap: 48px; flex-wrap: wrap; }
.foot-brand { max-width: 300px; }
.foot-brand img { height: 34px; }
.foot-tag { margin: 16px 0 0; font-size: 14.5px; line-height: 1.6; color: var(--puw-slate-400); }
.foot-cols { display: flex; gap: 72px; flex-wrap: wrap; }
.foot-col { display: flex; flex-direction: column; gap: 11px; }
.foot-col .fh { font-family: var(--font-meta); font-size: 12px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--puw-slate-400); margin-bottom: 3px; }
.foot-col a, .foot-col span:not(.fh) { font-size: 14.5px; color: var(--puw-teal-600); transition: color .2s; }
.foot-col a:hover { color: var(--puw-coral-600); }
.foot-col a.gated { display: inline-flex; align-items: center; gap: 7px; }
.foot-col a.gated svg { width: 12px; height: 12px; opacity: .6; flex: 0 0 auto; }
.foot-bottom { margin-top: 52px; padding: 22px 0 30px; border-top: 1px solid var(--puw-border-light); display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.foot-bottom span { font-family: var(--font-meta); font-size: 13px; color: var(--puw-slate-400); }

@media (max-width: 760px) {
  .wrap, .nav-inner, .article-grid { padding-left: 22px; padding-right: 22px; }
  .ah { padding: 116px 0 30px; }
  .nav-cta a.txt { display: none; }
  .fbox { padding: 22px 18px; }
  .cta-card { padding: 44px 24px; }
  .bar-row { grid-template-columns: 50px 1fr 46px; gap: 10px; }
  .foot-inner { flex-direction: column; gap: 32px; }
  .takeaway, .bio-card { flex-direction: column; }
}

/* ---------------- polish: hero divider, share, entrances, motion ---------------- */
.ah-share { margin-left: auto; display: flex; align-items: center; gap: 8px; }
.ah-share .lbl { font-family: var(--font-meta); font-size: 12px; color: var(--puw-slate-400); margin-right: 2px; }
.sbtn { width: 38px; height: 38px; border-radius: 50%; border: 1px solid var(--puw-border-light); background: #fff; color: var(--puw-teal-600); display: grid; place-items: center; cursor: pointer; transition: color .2s, border-color .2s, transform .2s, background .2s; }
.sbtn svg { width: 17px; height: 17px; }
.sbtn:hover { border-color: var(--puw-coral-500); color: var(--puw-coral-600); transform: translateY(-2px); }
.sbtn.copied { border-color: var(--puw-success); color: var(--puw-success); }

.statband .cell { transition: background .2s; }
.statband .cell:hover { background: var(--puw-coral-50); }
.statband.reveal { transform: none; }
.takeaway { transition: transform .25s, box-shadow .25s; }
.takeaway:hover { transform: translateY(-2px); box-shadow: 0 22px 44px rgba(3,54,61,0.09); }

.chart .bars .bar-row:nth-child(1) .bar-fill { transition-delay: .05s; }
.chart .bars .bar-row:nth-child(2) .bar-fill { transition-delay: .18s; }
.chart .bars .bar-row:nth-child(3) .bar-fill { transition-delay: .31s; }

@keyframes ahUp { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: none; } }
@keyframes cellUp { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
@keyframes pipePop { 0% { transform: scale(.72); } 62% { transform: scale(1.09); } 100% { transform: scale(1); } }
@keyframes baPop { 0% { opacity: .25; transform: translateY(7px); } 100% { opacity: 1; transform: none; } }

@media (prefers-reduced-motion: no-preference) {
  .ah-anim { opacity: 0; animation: ahUp .72s cubic-bezier(.2,.8,.2,1) forwards; }
  .ah-anim.d1 { animation-delay: .05s; }
  .ah-anim.d2 { animation-delay: .14s; }
  .ah-anim.d3 { animation-delay: .26s; }
  .ah-anim.d4 { animation-delay: .40s; }
  .js .statband.is-visible .cell { animation: cellUp .55s both; }
  .statband.is-visible .cell:nth-child(1) { animation-delay: .04s; }
  .statband.is-visible .cell:nth-child(2) { animation-delay: .10s; }
  .statband.is-visible .cell:nth-child(3) { animation-delay: .16s; }
  .statband.is-visible .cell:nth-child(4) { animation-delay: .22s; }
  .statband.is-visible .cell:nth-child(5) { animation-delay: .28s; }
  .statband.is-visible .cell:nth-child(6) { animation-delay: .34s; }
  .pipe-step.lit .pipe-ic { animation: pipePop .45s cubic-bezier(.3,1.3,.5,1) both; }
  .ba-num .big.pop { animation: baPop .4s ease; }
}
@media (max-width: 760px) {
  .ah-share { margin-left: 0; margin-top: 4px; }
  .ah-share .lbl { display: none; }
}

/* ---------------- mobile refinements ---------------- */
@media (max-width: 760px) {
  .nav-inner { height: 64px; }
  .nav-logo { height: 30px; }
  .nav-cta .btn { padding: 11px 18px; font-size: 14px; }
  .ah { padding: 102px 0 26px; }
  .ah-dek { font-size: 18px; line-height: 1.5; margin-top: 18px; }
  .ah-bar { margin-top: 30px; padding: 18px 0; }
  .article h2 { scroll-margin-top: 78px; margin-top: 52px; }
  .article h2 + p { margin-top: 16px; }
  .pull { padding-left: 20px; margin-top: 38px; }
  .figure, .takeaway { margin-top: 34px; }
  footer { margin-top: 56px; }
  .cta { padding: 64px 0 28px; }
}
@media (max-width: 560px) {
  .wrap, .nav-inner, .article-grid { padding-left: 18px; padding-right: 18px; }
  h1.ah-title { font-size: clamp(31px, 8.7vw, 42px); }
  .crumbs { margin-bottom: 18px; font-size: 12.5px; }
  .ah-bar { gap: 14px 18px; }
  .ah-bar .ah-dot { display: none; }
  .ah-byline { flex: 1 1 100%; }
  .ah-share { margin-left: 0; flex: 1 1 100%; }
  .statband { grid-template-columns: 1fr 1fr; }
  .statband .cell { padding: 18px 15px; }
  .stat-v { font-size: clamp(26px, 8.5vw, 34px); }
  .stat-l { font-size: 11.5px; }
  .article .lead { font-size: 18.5px; }
  .article p, .article ul li { font-size: 16.5px; line-height: 1.66; }
  .article ul li { padding-left: 26px; }
  .article h2 { font-size: clamp(25px, 7.2vw, 32px); }
  .article h3 { font-size: 20px; }
  .fbox { padding: 20px 16px; }
  .chart-head { flex-direction: column; align-items: flex-start; gap: 3px; }
  .ba-num .big { font-size: clamp(38px, 12vw, 52px); }
  .ba-toggle { width: 100%; }
  .ba-toggle button { flex: 1; text-align: center; }
  .pipe-step { padding: 14px 14px; gap: 13px; }
  .pipe-ic { width: 38px; height: 38px; }
  .faq-q { font-size: 16px; padding: 17px 18px; gap: 12px; }
  .faq-a > div { padding: 0 18px 18px; font-size: 15px; }
  .pull p { font-size: clamp(21px, 6.2vw, 26px); }
  .cta-card { padding: 40px 22px; border-radius: 22px; }
  .cta-actions { flex-direction: column; }
  .cta-actions .btn { width: 100%; justify-content: center; }
  .bio-card { padding: 22px; }
  .foot-cols { gap: 40px; }
}