01Edition · July 2026
Compliance Brief
Your AI program is due August 6.
Fannie Mae's LL-2026-04 takes effect in weeks — and Freddie Mac's AI rules are already live. What the GSEs now expect, how ready you are, and a three-week plan to get there.
Read the brief—days until Aug 6
Bulletin 2025-16 · Dec 3LL-2026-04 · Aug 6
Mar 3 Freddie §1302.8 live
Aug 6 Fannie effective
Annual reviews after
02Edition · June 2026
Industry Brief
How AI is reshaping mortgage operations in 2026.
The year the loan file stopped sitting on a desk. New credit models, autonomous agents, and hard governance rules turned underwriting into an AI-native operation.
Read the brief42days to close
Industry avg · 42 daysAI-native · as little as 21
75% conditions auto-cleared
24h to binding commitment
25% faster turn times
03Edition · June 2026
Operations Deep Dive
The income calculation bottleneck.
Files don't stall because teams can't read documents. They stall because one mismatched paystub turns a clean file into three reviews. Income isn't a field — it's a workflow.
Read the analysis
1
3×
One unreconciled mismatch → three reviews
04Edition · June 2026
Product Vision
The loan file is the interface.
Underwriting is a cross-document reasoning problem. So the interface should be the loan file itself — a living network of evidence you can interrogate, not a maze of tabs.
Read the vision