Built for mortgage brokers and lenders

Watch a loan file underwrite itself.

Power Underwriter™ does the first-pass underwrite on every file — income, assets, conditions, reports — right inside your LOS. Your team reviews a decision-ready package in a fraction of the time and makes the call.

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Analyzing 0 of 50 documents
01 — Ingest

Drop in the whole file. Messy is fine.

Paystubs, W-2s, bank statements, a VOD, the 1003 — import it from your LOS or just drag the file in. Power Underwriter reads every page.

02 — Assemble

It organizes itself in seconds.

It classifies every document, sorts Income, Assets and Employment, and verifies each one — no stacking order, no indexing — as your cockpit comes together inside the system you already work in.

03 — Agents

A team of agents goes to work.

Income, assets, employment, compliance, risk — every part of the file actually gets underwritten at once, not just summarized. The whole pass finishes in about the time it takes you to open the first PDF.

04 — Ask

Interrogate any answer.

Chat directly with the loan and every agency guideline — Fannie Mae, Freddie Mac, FHA, VA — and get fast, cited answers grounded in the documents.

05 — Calculate

The numbers pull themselves out.

Qualifying income, DTI and reserves are calculated straight from the source pages — and any contradiction across the file is flagged before it becomes a condition.

06 — Decide

Every report the file needs, in one click.

Underwriting summary, condition report, income worksheet, cash-flow analysis — all generated at once and ready to share. You review, adjust anything, and send it on; the final call stays yours.

Paystub · Mar 2026
W-2 · 2025
Bank Statement
VOD
1003 · URLA
Loans / Gray, Christina — 9152458766
Synced with your LOS
Agents on the file
working in parallel
I
Income Agent
Calculating qualifying income · 3 paystubs, W-2
$8,420 / mo
A
Assets Agent
Verifying reserves · 2 bank statements
8.1 months
E
Employment Agent
Confirming employment · VOE + Work Number
Verified
C
Compliance Agent
Checking Fannie Mae B3-3.1 eligibility
Eligible
R
Risk Agent
Cross-checking 1003 vs paystub YTD
1 conflict
INCOME
Paystub — Mar 2026
W-2 — 2025
ASSETS
Bank stmt — Chase
VOD — pending
EMPLOYMENT
Work Number
Income worksheetAuto-calculated
0
Monthly income
0%
DTI ratio
0 mo
Reserves
0
Conditions
!Contradiction: stated income on 1003 differs from paystub YTD.
Underwriting summary ready
See it on your own file

Bring your toughest loan. We'll run it live.

A 30-minute walkthrough on a real file from your pipeline — then we onboard your team and you're live in days.